Archive for the ‘online financial services’ Category



Organize your finances, create invoices and reports, and more. Please note: When you order the QuickBooks Premier Accounting Edition 2009, it includes all of the QuickBooks Premier Editions for 2009 – an ALL-IN ONE product that lets you install the industry specific product you need. The Premier Editions All-In-One 2009 product lets you select one (1) of the Premier Titles of Your Choice during installation. The Premier All-In-One product titles include: QuickBooks Premier 2009 Accountant Edition QuickBooks Premier 2009 Contractor Edition QuickBooks Premier 2009 Manufacturing & Wholesale Edition QuickBooks Premier 2009 Nonprofit Edition QuickBooks Premier 2009 Professional Services Edition QuickBooks Premier 2009 Retail Edition QuickBooks Premier 2009 General Business Edition QuickBooks Premier Accounting Edition 2009 provides industry-specific tools to manage your business. Get more insight into your business with 150+ industry specific reports in just one click. Access your QuickBooks data from any secure Internet connection for one year free. Get set up easily with sample files, menus and chart of accounts tailored to your industry. You can create sales orders and track back orders, set product/service prices by customer type, and track costs for assembled products and inventory. View unbilled time and expenses in one screen, transfer to an invoice, easily create a business plan, forecast sales and expenses, and much more. Company Snapshot – Get a real-time snapshot of your business, all in one centralized and easily accessible location. Online Banking – Save time from manual data entry by downloading bank and credit card transactions directly into QuickBooks.* Multi-currently – Easily track your sales and expenses in all global currencies. * Online services vary by participating financial institutions or other parties and may be subject to application approval, additional terms, conditions and fees. QuickBooks Premier
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Intuit Quicken Deluxe 2009 Quicken Deluxe 2009 lets you find ways to save more, so you can afford the things you and your family really want. Quicken lets you view and track all of your bills in one place, so you'll never miss a bill again. Get discounts and coupons on things you're already buying and optimize your investment portfolio online. Key Features: Improved! Never miss a bill See what bills have already been paid, what's coming up and if you have enough left in your accounts to cover them — all in one convenient place. Set reminders to pay bills on time and instantly check past bills if you need to verify an unusual charge or transaction. New! Save money and shop smart Quicken's new, free service — Quicken Picks — helps you make the most of every dollar. Quicken Picks seeks out the best online coupons and discount offers just for you — on the stuff you care about. And with Quicken Picks, you get cashback on all your purchases, helping you save even more. You can sign up for Quicken Picks anytime within your Quicken software. Improved! Optimize your complete investment portfolio online With a new look and feel and smarter navigation, the new Quicken.com Investing Portfolio gives you a 360 view across all of your investments — anytime, from anywhere. Define goals, set targets, and perform thorough analysis of your 401(k), stock investments, and mutual funds with advanced tools and investing reports. Get alerts on your favorite stocks and funds to help you make informed decisions about your portfolio. New! Get help and guidance when you need it Enjoy guidance and helpful tips on every page to help you stay on top of regular tasks like downloading transactions or scheduling bills. Instantly connect to the Quicken Community Improved! Connect to more financial institutions We are constantly adding new financial institutions to help you better connect to all of your accounts. Quicken Deluxe 2009 personal finance software now offers access to
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Internet gives you information about the world, knowledge, help you find people and their culture and desires…yes now Internet can also fund your desires. Surprised?? Don’t be…with secured loans online you can get the money by clicking few button.
Secured loans online is the most effective way of getting money. Applying for a secured loan online has following benefits:
• Reduced paper work and hassle free process.
• Numerous choices of online lenders.
• Your details remain confidential.
• You will always be kept updated about the transactions.
• Saves you from spending time in going to lenders offices in the market.
• Most of the websites offers you free quotes of different lenders.
• Use of tools such as loan calculators and quotes comparison software help you get the best of the lot.
• You just have to fill an application form and lender will himself contact you with his services.
• There are also certain websites of online brokers who can arrange a good deal for you.
• You also have an option of negotiating with the lenders for better interest rates.
Online Secured Loans are offered against some security or collateral. As the loan is secured, the lender is assured about getting back his money. This also benefits the borrower in form of low interest rates and easy repayment terms and conditions.
Secured loans are offered for a longer repayment period. The loan amount is spread in small installments over a period of 5 to 25 years. The also is an advantage of getting bigger loan amounts. The loan amount ranges for ¤50000 to ¤500000 and even more depending upon the value of the property you are offering as a security.
People have misconceptions about secured loans that they have to loose their property if they go for a secured loan. But the truth is that when you take a secured loan only the title of the property is transferred to the lender, the possession remains with the borrower. However, in case of any default in the payment the lender can take your property away from you.
Beware of the websites offering you attractive packages as they may be fraud. Always look for genuine websites with good past record with borrowers. Secured loans online can help you in accessing the top loan lenders in the commercial market. Always be careful about what information you are giving and to whom are you giving.
Secured loans online can cater to your dreams and desires which you always thought about but your financial incapability stops you. Apply now for a secured loan online and flourish your life with the right financial loans.
Aldrich Chappel http://www.articlesbase.com/loans-articles/loans-on-mouse-clicks-secured-online-loans-35074.html
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I get the shivers just thinking about some of these blind dates that I have been on. Online dating removes many of the negative unknowns while allowing you to meet some great people that you would never have met otherwise. It has become so popular over the last decade that today alone there is numerous reality TV shows dealing with the subject of online dating. After you have spent some time in front of your PC communicating with a person, you will want to meet him or her face to face. Do not ignore these opportunities in improving your personal ads. Other singles and prospective matches will take a look at your ads longer if you have video or audio clips in your ad Personals ads with images of you have a response of 80 percent, but ads with a video clip or audio clip (or both) have a 97% response.
Your first order of business, as stated above, will be getting matched up with one or more dating sites that fit you and your needs. The questions below should help you narrow things down.
Do you friends consider you a matchmaker? Do you have at least one couple you are friends with whom you set up? If you care about couples and are the matchmaking type, you could be next in line for your own business.
Dating married man? What are the issues involved? Well, you have finally made the right decision to look for a partner using a US dating service, but you don’t really know anything about internet dating in USA or about offline dating service. I relate to this option as a financial one – Let’s say we have two markets and you want to choose the best one for your needs.
How Can You Tell If You Are Being Deceived?
Since the advent of the Internet, online dating seems to be the next generation’s way of falling in love and getting married. With online dating, it seems that no one needs to be alone anymore. Everybody is bound to find the right man or woman through the help of online dating services. Best of all, online dating provides additional services that no other services can provide; and, because of the many interactive features that most sites give, more and more people are being enticed to try it out.
One of the greatest advantages of online dating is that it gives the person anonymity. Since, other people are not fully aware of how an individual looks and what kind of person they are dealing with; anonymity becomes a powerful tool in the process of interaction with other people. With anonymity, most people are able to say what they would never disclose in person. In addition, most people have a lot of time analyzing their dates first before they decide to meet them in person. In this way, they get to know who the person is, his or her personality, or what does he or she looks like even if it is only through pictures.
However, anonymity can also be too powerful tool to gain a person’s attention through deceptions and lies.
Therefore, if you wish to know whether the other person is deceiving you, here are some tips.
1. Be wary of those who exaggerate or evade things that are too obvious not to notice.
This could mean that the other person is trying to hide something. People can be very deceiving online, so it pays to be aware and look for clues about his/her truthfulness. Moreover, exaggeration may suggest that the person trying to cover something. Do they try to change the topic at once? Be wary.
2. Inconsistency
If your date tells the same story several times and you pick up discrepancies in the tale, suspect lies. There are a number of online dating web sites over the net to choose from. Online dating web site is derived from traditional dating companies that have evolved into an online service of providing dating services to the public via the internet.
There are many people in the world that are looking for that special someone to share their life with. In fact, as a counselor, I meet with countless people everyday who are looking for love and are just not sure where to find it. I have learned that people are somewhat desperate to find true love and that they will often go to extreme measures to find someone special.
Don’t rush into a face to face meeting – take your time, chat up a storm and get to know each other. Is the person on the other end being honest, or do you get the feeling they are just saying what you want to hear. There’s nothing wrong with wanting to be attractive and representing you that way. The way someone presents he or she says a lot about him or her. If you’re browsing through the online personals and see someone that catches your attention, the next step would to be to contact them, and ask for a picture if there is not already one.
Churches often stress the benefits of love, marriage, and family life, and Christians are encouraged to form relationships with others. Many Christian singles face the reality that meeting other eligible Christians can be quite difficult. Those in small churches often find it hard to meet enough single people, while singles in large church communities feel under the spotlight, or find it hard get to know people well.
3. If the other person does not reveal too much of his or her personal information or anything about him or her, chances are, he or she may be deceiving their online dates.
In reality, there is no harm on not revealing anything about certain information. In fact, it is one way of dating safely online. However, there are situations wherein an individual has to know something about his or her date just to gain a little knowledge about the other person. This usually includes basic information like name, age, likes or dislikes, and other light information that could give the concerned person some solid basis of the person. So, for people who do not reveal much about who they are, it means that they are hiding something.
4. Intuitions
It may be too vague or too amusing to believe in intuition. Nevertheless, there are many cases and stories wherein people who rely on their intuition usually get positive results. Intuition is something that is known to exist without the support of rational basis. Hence, if you feel that your online date is not telling the truth, then, chances are you are right.
Experts say that through intuition, the individual’s subconscious thought can identify inconsistencies that are not easily noticed. This can be very helpful especially when somebody is a skilled liar.
5. It would be better for some people to ask their online date to have a chat using a web cam. In this way, they will both see each other’s looks, personalities, and other things that can only be verifiable through web cams.
Here, an individual can detect a person who is trying to deceive him or her when he or she does not want to use a web cam or if there are just too many excuses. The bottom line is that if the other person has nothing to lie about, then, everything must be kept simple and straightforward. There should be no beating around the bush while answering questions.
In reality, online dating that is free from any deceptions should be simple and based on truth, no more, no less.
Devise a simple dating plan. Meeting singles through personal ads, online dating sites and in the bar scene can expose you to a small percentage of undesirables. To avoid wasting your time, conduct thorough phone interviews with your prospective dates. Invest five to 10 hours of phone dating time first. If your new to online dating you may have allot of questions going through your mind about finding a date online. You have maybe heard things like its not safe or that you wont find a long lasting relationship online. Lets look at my top 5 myths of online dating.
Aspiring members are asked to file an application, and are required to meet the guidelines, and requirements that are set by the online dating service. Some online dating services are more discerning than others.
It’s often hard to find someone in your local parish or church to spend the rest of your life with. Especially for young people, who have a very hard time finding someone of their age group in the local church or synagogue.
We must remember that the consequences of successful dating are mainly the bliss of having another person to be with and enjoy mutual things with; therefore the road that leads to this outcome should be equally joyous and satisfying.
Jin Huang http://www.articlesbase.com/dating-articles/online-dating-are-you-being-deceived-84060.html
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The innovations of the Internet have contributed to numerous changes in the ways that we lead our lives and our affairs. We can pay off our accounts online, shop online, deposit money online, and even go dating online! We may even buy and sell stocks via the Internet. People enjoy having the power to view their accounts whenever they prefer to, and agents like having the ability to accept orders over the Internet, as contrary to the phone.
Just about all brokers and securities firms now provide web trading to their clients. Additional beauty of trading online is that fees and commissions are much lower. Although online trading is neat, there are a few drawbacks. If you’re fresh to investing, holding the power to actually talk to a broker could be rather beneficial. If you aren’t apprehend in stock exchange field, online trading might be a risky thing for you. If this is the event, make certain that you pick up as much as you can about dealing stocks before you begin trading online. It’s as well an effective idea to go with an online brokerage house company that has been in business for a while. You will not discover one that has been around for 50 years naturally, but you can line up a company that’s been in this line of work that long and now provides online trading services.
There’s a whole universe and trillions to be made in markets outside the NASDAQ. Foreign online stock dealing has made it attainable for bold investors to capitalize on investing in some of the secondary stock markets around the globe. When USA financial market is inconstant or if you just wish to distribute your investment dollars across the boarders, sometimes it’s worthy to determine what some of the transnational market professionals are executing.
US, Asian, European, Australian and Canadian stock exchanges can have varied parties and stocks in their financial markets exchanges, but the fact is a wise investor studies the yields of the individual company’s stock and scans what the charts tell him about the history of that stock prior to investing hard earned cash in international businesses, countries and economies. Due to the high flexibility of many online trading systems, this implies you can broaden your investment portfolio and possibly profit from the overseas markets trends. Employing an online program to transmit your global stock trading also means you may order your trades wherever and whenever you decide – even in the middle of the night. You could even prefer to place trades across various stock markets, but the finest part about a multinational online trading account is that you can do it from a uniform account, instead of having to log into many different ones to get into the international markets you want.
Make certain you explore your international stock dealing information exhaustively and take some time to learn about numerous of the outstanding opportunities that await you around the globe.
Michael Bliss http://www.articlesbase.com/investing-articles/online-trading-and-international-stock-markets-756632.html
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Certainly! Getting paid to take Online Surveys is becoming very popular for Job Applicants, Stay-at-Home Moms, College Students and ANYONE looking for a way to make some money. However, many of these sites claim that you will earn a $500-$1000 every week by taking over 20 surveys a day.
I purchased paid online survey memberships and joined some survey site that claimed they can provide access to these sites and by joining them i got access to the very best in Online Surveys.
Here Is What I Found!
The majority of sites typically provide:
1. Satifactory customer service, tips or how to get started.
2. Many of their links real source to Financial Freedom
3. Money Back Guarantee if you are not satisfied.
4. Easy navigation making it very Easy to find the surveys.
Want To Learn more about Paid Survey And How does it works?
All over the World, lots of Companies needs a survey for their products and they hire hundreds of market research companies. Then, the market research companies look for the participants to complete the online surveys. The participants are paid by the market researchers, in the form of a check or through Paypal and other available means convinient for the companies. Then the market research companies are required to possibly analyze the datas collected.
You can subscribe to a Paid Survey Database to gain access to the market research companies. For a small, one-time subscription fee you are given an access to a comprehensive list of market research companies that will pay you for completing surveys online or participating in online focus groups.
If You Qualify to take a survey depending on what you filled in your profile, you will qualify to complete different Online Paid Surveys for money and other available rewards. Another advantage is that you can select the time to complete the online paid surveys and which surveys you want to do.
You might have to give your opinion either in person, either over the phone, or online. These require more effort on your part, but the money payments are much higher.
You might have to get to participate in other kinds of studies including but not limited to get paid To take surveys, get paid to go shopping, money making eBay wholesale sources, get paid to drive or watching movie trailers before they are launched.
For you to get started you will require a good internet access and a functional email address. After registration you will get access to the information which provides the inventory of marketing companies that are looking for people like you to complete online paid surveys, participate in focus groups, review movie tutorials, get paid to test new products and drive a car, get paid to drive, get paid to take surveys.
The Advantages
Paid Surveys Online is a very profitable and stress free job You can do right in your bedroom and on your Underwear. Everyone can do surveys online and get paid. You need only access to the Internet and an email address. You get passive financial freedom from home.You can select the time to complete the online paid surveys and which surveys you feel like taking yourself.
The Disadvantage
You are required to pay for the most of the Paid Survey Database services. The credible companies offer a one-time subscription fee and you sometime get a money back guarantee if you are not satisfied.
My Strong Advice
Try to have seperate email account for each company that your register with if you use a spam filter you might not receive most of the surveys. You could simply turn your spam filter off, or always check your bulk mail folder and probably creat a folder for each survey sites.
when you gain access to the mebership sites, try as much as you can to register with as many companies as possible i recommend about 200 companies this way you can earn about $5-$100 per week.
You should visit each Money making forums and ask questions about how paid surveys work work, you can even dig deeper by visiting some of the consumer pretection groups.
Get Paid To Take Surveys
Simple Online Surveys From Home!
$5 to $75 each, or more.
Click Here To Start Now
sebastian foss http://www.articlesbase.com/careers-articles/paid-online-survey-are-get-paid-to-take-survey-legit-98742.html
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University of Phoenix Online is a popular accredited long distance learning university with glowing reputation for educational teaching and excellent student service. The online university degree programs are geared towards busy working adults who can hardly find time to study and commute to classroom lectures and tutorials.
Phoenix University online specializes in current and relevant degrees with basic bachelor degree to Masters and PhDs in business, management, technology management, information systems, education and nursing.
Why study online? This is because for most working adults, taking time off to go to classrooms or university campuses for lessons regularly is not possible due to hectic working schedules and family commitments and thus many working adults are deprived a university education. By giving lessons and tuitions online, Phoenix University Online is able to reach out to these potential students who otherwise may never have a chance to study for a good university degree.
As the degree programs are designed to be long distance online courses, students and undergraduates can simply log on to their computer and start taking lessons straightaway. The convenience of the internet connection makes earning a university degree not only possible but much more affordable as well because the university does not need to count the costs and overhead it needs to spend should students attend classroom lessons. The savings are then passed on to the students.
How long to study for a long distant online degree? Well, Phoenix University Online claimed that on average, most students should complete their degree courses in just two or three years.
University of Phoenix Online also offers financial assistance and flexible fee payment plans. Students need to check with the university on the various forms of available financial aids.
Perhaps the most attractive thing about studying for a degree online is that students can study anytime they want to, study wherever they are without the need to travel and without hectic stressful timelines.
The university offers their online students the same exacting standard of high quality education, curriculum and resources offered at more than 100 University of Phoenix campuses and learning centers around the world.
With University of Phoenix Online, students can complete their university education at the times and places most convenient to them. All the students need is a computer, a phone connection, and an internet service provider. Most people in developed countries will have no problem setting this connection up or are already surfing the internet regularly.
With easy to use Internet access software, students can have access to lectures, questions and assignments from their professors and then they can print them out and study the educational materials off-line. Students will also have access to a full range of online research libraries and services. At the same time, they can interact with other successful professionals, sharing ideas, debating issues, and learning from their experience.
Throughout whatever degree courses the students are studying for, their teachers will provide guidance and feedback on their progress regularly.
All interaction is conducted online, so students can participate at their own time and convenience. They never have to rush from the office to class or miss a lecture because of a scheduling conflict.
So if you are a working adult and find that time is a precious commodity and yet you want to earn a university degree, why not enroll with University of Phoenix Online for a university degree of your choice?
Chris Chew http://www.articlesbase.com/education-articles/review-phoenix-university-online-degree-programs-96099.html
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For busy working adults who want to get a university or college degree, perhaps the best way to do so is to study online.There are many long distance accredited and good online colleges and universities to choose from.
Just do a search for online university degrees and you will see many institutions offering online degree courses for basic degrees to MBAs and even Doctorate PhDs in business, wealth management, technology management, information systems, education and even in nursing.
Why study for an online degree? This is because for most working adults, taking time off to go to classrooms or campuses for lessons regularly is almost an impossible task and this is a very important reason why so many working adults are deprived of good university degrees. By giving lessons online, these long distance colleges and universities are able to reach out to these potential adult students who otherwise may never have any opportunities to get a university or college degree.
Since these degrees are long distance online courses, you can simply log on to your computer and start the lessons immediately. The convenience of the Internet makes earning your degree not only possible but much more affordable as well because these universities and colleges do not need to count the costs and overheads they need to incur should you attend classroom on campus lessons.
Many of these universities, for example, The University of Phoenix Online also offer financial assistance and flexible fee payment plans. You may wish to check with the university of your choice on the various types of financial aids available.
Perhaps the most attractive thing about studying for a degree online is that you can study anytime you want to, study where you are without wasting commuting time and for some, there are no timelines for lessons, tutorials, projects and even examinations.
Most online universities and colleges give their long distance learning students the same exacting standard of quality education, curriculum, faculty and resources, the same as those offered at their brick and mortar campuses. You can then have the luxury to complete your education at the time and place most convenient to you. All you need is a computer, a phone connection, and an internet service provider. Most people in developed countries will have no problem setting this up or already have internet connection set up.
With easy to use Internet access software, you have access to lectures, questions and assignments from your professors and then you can print them out and review them off-line. You will also have access to a full range of online research libraries and services.
At the same time, you can also interact with other successful professionals, sharing ideas, debating issues, and learning from their experience.Throughout whatever degree courses you are studying, your instructors will provide guidance and feedback on your progress.
All interaction is conducted online, so you can participate at your own time and convenience. You never have to rush from the office or your home to a night-class or miss a lecture because of some time scheduling conflict.
Want to get an online university degree? Your opportunity may now be here.
Chris Chew http://www.articlesbase.com/self-help-articles/how-to-get-an-accredited-online-university-degree-90096.html
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E-Commerce: Financial Products and Services by Smith Edition/Year: 2001 ISBN: 9781588520999 Format: Binder/Looseleaf SKU: atty71025 Our Low Price: $255.95 Availability: This item ships within 1 to 2 business days. The rapid growth of the Internet has transformed the way we buy and sell goods and services. It has also made many long-standing laws and regulations obsolete and given rise to new ones. This book offers complete practical guidance on how to conduct financial services within this changing legal framework. In E-Commerce: Financial Products and Services , you’ll find detailed discussion of such topics as: risks in Web marketing and e-commerce; the law of electronic contracts; the current case law on jurisdiction; financial privacy and data protection; the changing approach to software patents; acquiring IT hardware, software and services; legal issues involved in Internet-based banking products such as stored value payment mechanisms; methods of payment in e-commerce; online securities brokerage; legal constraints on bringing the insurance industry to the Internet; and more. For attorneys who advise banks, brokerage firms, insurance companies, IT service providers, and those charged by their companies with initiating Web-based delivery of financial products, E-Commerce: Financial Products and Services will prove an extremely helpful starting point and reference for handling any issue. Shipping: This item ships directly from the publisher and may arrive separately from other items included in your order.
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College degree master online is a need of the day, with the country focusing on generating more and more high-value jobs in service, consulting, and intellectual-property, while willing to relinquish low-value jobs in manufacturing and technology to the third world through outsourcing.
When this trend gathers further momentum in the coming years, one thing is sure – the current distribution of the US labor force, among high school diploma holders, associate degree holders, bachelor’s degree holders, master’s degree holders, professional degree holders, and doctorate holders, will be in for a major realignment, which will clearly be in favor of those having a master’s degree and above.
However, the increasing competition for regular graduate admissions, as well as the increasing financial burden when quitting work to enroll at a regular graduate school, has made college degree master online the way to go for many Americans aspiring for a master’s degree.
No wonder, the penetration of distance education is highest in graduate schools, compared with institutions offering predominantly associate, bachelor’s, professional, or doctoral degrees. In 2005, 44% of schools offering face-to-face master’s degree programs, had started offering them online too.
What It Involves:
College degree master online is about distance learning or online courses that lead to graduate degrees like Master of Arts (MA), Master of Science (MS), Master of Business Administration (MBA), Master of Education (MEd), Master of Fine Arts (MFA), and many more specialized master’s degrees.
For most subjects, the duration of studies needed for a master’s degree ranges between 1 to 2 years. The normal prerequisite is a 4-year Bachelor’s degree, while in some subjects and some colleges, a few years of professional work too will be needed. For example, online MBA programs from almost all prestigious institutions will need work experience for enrolling.
Also, some graduate subjects are usually not available through distance learning. Examples are Juris Doctor (JD) and Doctor of Medicine (MD). Though they require a 4-year Bachelor’s degree as a prerequisite, they are considered first as professional degrees rather than master’s degrees. However, real master’s degrees in these subjects, like, LLM and MS (Medicine) might be available with a significant online component.
Good scores in standardized tests like GRE and GMAT might be necessary for admission at some of the more prestigious Universities. College degree master online will be demanding, as a typical program will be a mixture of course-based and research-based learning.
Why College Degree?
The nation enjoys a literacy rate of 99.9, which is also a first rank it shares with 20 other developed countries. However, among the US adult population, only 27% have received a bachelor’s degree or above. The rest of the adult population either holds a high school diploma, an associate degree, or haven’t completed their education.
Such a scenario was fine with an economy dominated by manufacturing and farming. However, as the nation continually moved up the value rung, a college degree became an absolute necessity. The value with which industry regards degree holders is evident from the fact that their average salary exceeds the national average by more than $10,000.
Why College Degree Master?
Today only 8.9% of the American student community go for a master’s degree. But America is again moving up the value rung through outsourcing – shifting from leadership in the technology sectors, to leadership in intellectual property, consultancy, and services.
Today, it won’t be an exaggeration to state that a typical American white-collar job demands a master’s degree. The only exceptions are first professional degrees like Bachelor of Science (BS) in Engineering, Doctor of Medicine (MD), Juris Doctor (JD), and other such professional degrees. Even in these fields, a master’s degree is more desirable today, than it was ten years back.
The most important factor favoring master’s degree holders is that many of tomorrow’s fastest growing occupations require a master’s degree. This makes a master’s degree the passport to high-growth careers.
These include physical therapists, occupational therapists, educational counselors, instructional coordinators, rehabilitation counselors, mental health counselors, operations managers, management analysts, financial managers, information system managers, and sales managers.
Interestingly, at least in some of these fastest growing occupations, a master’s degree has also become a prerequisite for professional licensing.
Master’s degree holders squarely beat bachelor’s degree holders in both earnings and employment rates. While they earn nearly $800 more per month than bachelor’s degree holders on an average, their unemployment rate is much better at 2.1, compared with the 2.6 among bachelor’s degree holders. Clearly, these two factors combine to provide a kind of insurance against unemployment.
Lastly, many academically bright people go for a master’s degree, since they plan to attain one day the terminal degree in their subject, a doctorate.
Why College Degree Master Online?
Due to factors like better salaries, entry to high-growth careers, and better protection against unemployment, there is no doubt a master’s degree is today most desirable. However, opting for a regular graduate school is not for everyone.
First of all, the avenues for attending regular graduate schools are rather limited. While USA has more than 4,000 accredited colleges offering bachelor’s or associate degrees, only less than 300 Universities offer master’s degrees. Clearly, the available seats in these institutions are limited, compared with the increasing demand, thereby taking the competition to get graduate admission to new levels.
To manage the situation, many institutions keep an arbitrary cutoff GPA, sometimes not taking into consideration even test scores like GRE or GMAT. Clearly, the way out from this tough situation is master’s degrees through distance education.
Secondly, the cost of attending regular graduate school is steadily increasing. Annual tuition will cost upwards of $15,000, while even modest boarding will set one back by at least $6000.
Add to this, the revenue loss from quitting one’s job, and it becomes clear that even stipends from being a research assistant or teaching assistant at the University, won’t be enough to meet the high cost-of-living of a regular graduate student. Again, the way out is a college degree master online.
Here, you keep your full time job, pay much less tuition fee, spend not an additional dollar on campus boarding, but still proceed to the much coveted master’s degree.
What to Expect From College Degree Master Online, in the Future?
As demand for college degree master online increases further, the deployment of distance education in graduate schools will increase further from the current level of approximately 50%. Almost every master’s degree will be available online soon.
When options and enrollments increase, costs for college degree master online will come down further. Also, it will be no surprise if college degree master online becomes the norm rather than the exception in graduate study, at least in some subjects.
Bandwidth getting faster and cheaper will result in course delivery through the Internet, especially via asynchronous video, which will become the delivery mode of choice for lectures.
Conclusion
College Degree Master Online solves many problems and provides many positives. It lowers unemployment risks, reduces graduate school expenses, provides admissions to a large percentage of contenders, equips one for high growth careers, and of course, helps maximize one’s earning potential.
This is why master’s degrees are the most widely deployed distance learning programs today, and why the situation will only get even better in the future with more options and more enrollments.
Jim Zorn http://www.articlesbase.com/non-fiction-articles/college-degree-master-online-insurance-against-unemployment-a-passport-to-high-growth-careers-125583.html
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