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Do companies like American General Financial Services just send pre-approved loan offers to people w/ sketchy?


credit, or do they send them out to anyone and everyone who qualifies? If you get a loan offer from them, does that mean something is probably wrong w/ your credit?

I don’t know, but I know that I got a lot more credit offers either when my credit was having problems or soon after I’d gotten credit, so my guess would be that any activity, good or bad, may trigger these offers (I got a card in the mail today…shredder bound).

This entry was posted on Monday, November 16th, 2009 at 1:15 am and is filed under credit financial services. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

One Response to “Do companies like American General Financial Services just send pre-approved loan offers to people w/ sketchy?”

  1. Lemanski's Ghost Says:
    November 16th, 2009 at 6:43 am

    I don’t know, but I know that I got a lot more credit offers either when my credit was having problems or soon after I’d gotten credit, so my guess would be that any activity, good or bad, may trigger these offers (I got a card in the mail today…shredder bound).
    References :

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